UlasendUlasend

Payments for your business

Accept crypto, credit cards, and debit cards.
Fees from 0.5%.

Let clients pay with crypto, an eligible credit or debit card purchase, or a USD ACH or US domestic wire transfer. Share a payment link or add checkout to your product, and track payments from one dashboard.

ACH and wire transfers are available for eligible live accounts.

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No setup or monthly fee Test mode included Funds handled by regulated partners

Supported stablecoins · availability varies by network

USDC · EURC · USDB · PYUSD · USDT · USDG

See all supported networks
Checkout previewSample order · No real payment
Ulasend

Your business

Order #10482

Sample

Amount due

100.00 USDC

Network: Base

Sample QR code: opens Ulasend checkout documentation

A familiar way to pay

This sample QR opens the checkout guide.

Explore hosted checkout

Why Ulasend

The benefits of crypto payments.

Even when your customer pays with a credit or debit card.

Your customer buys crypto with an eligible card at checkout. Your business receives the crypto payment.

No chargebacks

Once a crypto payment is confirmed on the blockchain, it cannot be reversed through a card-style chargeback.

No chargeback reserves

We don't hold back a rolling percentage of your settled crypto payments to cover card chargebacks.

Same-day payouts

Eligible crypto payouts can arrive in minutes after approval, powered by blockchain settlement.

Verification, account or compliance reviews, and network conditions can delay funds or payouts. Bank-transfer timing varies. Merchant refunds are at your discretion, subject to your stated refund policy and applicable law.

Why the costs are different

Lower costs start with a different payment rail.

Traditional card payments can combine bank fees, card-network fees, processor markup, and costs for disputes and card-data security. Direct crypto payments settle on a blockchain, bypassing the card networks for that transfer. That is how Ulasend can remove layers of cost between your customer and your business.

Interchange

Traditional card paymentsA fee paid to the bank that issued your customer's card.

Direct crypto with UlasendNo card issuer or interchange fee on the blockchain transfer.

Card-network fees

Traditional card paymentsAssessment and network fees support the card networks that route the payment.

Direct crypto with UlasendNo card-network assessment fees. Blockchain network fees still apply.

Processor markup

Traditional card paymentsYour processor adds its own charge, either bundled into a rate or added to interchange and network fees.

Direct crypto with UlasendUlasend charges a disclosed processing fee, without adding card interchange or card-network fees to a direct crypto payment.

Chargebacks

Traditional card paymentsDisputes can reverse a payment and add chargeback fees and time spent responding.

Direct crypto with UlasendConfirmed blockchain payments have no card-style chargeback process. Merchant refunds are at your discretion, subject to your stated refund policy and applicable law.

PCI-related costs

Traditional card paymentsCard acceptance carries data-security requirements. Some providers charge PCI compliance or non-compliance fees; others include support in their pricing.

Direct crypto with UlasendDirect crypto payments do not collect card details. Any separate card-payment systems can still have PCI obligations and costs.

What if your customer pays with a card?

Buying crypto with a credit or debit card still uses card rails. The crypto purchase provider may charge card-processing, conversion, and network fees, shown in its quote. Your business receives crypto, but the underlying card purchase still has card-related costs.

Ulasend processing fees and applicable blockchain network, conversion, and service fees still apply. Savings depend on the payment route and your current provider. Security and applicable compliance requirements still apply.

See the full fee schedule

Learn more: card-processing costs · PCI data-security requirements.

Supported coins

More ways to pay in stablecoins.

Accept 6 stablecoins across 12 networks. Choose which coins to offer from your dashboard.

See all accepted payment methods

  • USDC

    10 networks
    • Base
    • Arbitrum
    • Ethereum
    • HyperEVM
    • Linea
    • Polygon
    • Solana
    • Sui
    • Tempo
    • World Chain

  • EURC

    4 networks
    • Base
    • Ethereum
    • Solana
    • Tempo

  • USDB

    4 networks
    • Base
    • Ethereum
    • Solana
    • Tempo

  • PYUSD

    2 networks
    • Ethereum
    • Solana

  • USDT

    5 networks
    • Ethereum
    • Plasma
    • Solana
    • Tempo
    • Tron

  • USDG

    1 network
    • Solana

Availability depends on your business location, account eligibility, and the selected network. Card purchases are available for eligible USDC on Base checkouts. Customers should always use the coin and network shown at checkout.

Crypto, cards, and bank transfers

Your customer chooses how to pay.

Pay from your wallet, send from an exchange, use an eligible card purchase, or pay by ACH or US domestic wire where available. Explore how each payment method works below.

Pay from your existing crypto wallet.

Use your wallet to send the payment to the receiving address. Match the currency, network, and amount shown in checkout.

The QR contains the receiving address. Check the payment instructions before sending from your wallet.

At checkout

  1. Open checkout and review the payment instructions.
  2. Copy the address or scan its QR code in your wallet.
  3. Send the exact amount on the displayed network and follow its status.
Read the checkout guide

Ulasend solutions

Wherever business happens.

At your counter, in your checkout, and behind the scenes.

Explore all solutions
In-person payments

Your next sale. Paid in crypto.

Open a hosted checkout on your tablet or browser. Your customer scans the wallet address QR code and pays using the asset, network, and amount shown. Track confirmation in Ulasend.

Explore Crypto PoS Terminal

Use your own screen. No dedicated terminal hardware required.

Accept Crypto

Payment links and checkout for your business.

Accept Stablecoins

Let customers pay with supported stablecoins.

Send Crypto

Move eligible balances to approved destinations.

Mass Crypto Payouts

Consolidate invoice proceeds into one payout.

OTC Exchange

Discuss your conversion and settlement needs.

Crypto Payment Gateway API

Connect your backend to hosted crypto checkout.

Choose your integration

From a payment link to your own checkout.

Recommended

Custom API

Create one invoice per order from your server. Best for custom applications, SaaS billing, marketplaces, and complete checkout control.

View the API quickstart
Shopify · WooCommerce

Commerce platform

Connect your storefront backend to the same invoice API and attach each Ulasend invoice to the platform order reference.

View the integration flow
No custom checkout

Payment link

Create one reusable hosted link, then issue a secure checkout URL for each order and cart total.

Set up dynamic payment links

Clear comparison

Compare published U.S. rates by payment rail

Ulasend is a crypto payment rail; Stripe and Square figures below are their published U.S. crypto and online-card rates. Different rails, one useful view of processing cost.

Fee on a $100.00 payment

Shorter bars represent a lower published processing fee.

Ulasend

On-chain crypto payments

Starting at 0.5%

$0.50

No monthly or setup fee

Stripe stablecoins

Standard stablecoin payments

1.5%

$1.50

Local-fiat settlement

Square Bitcoin

Eligible U.S. businesses · Lightning

1%

$1.00

Published Bitcoin rate

Stripe cards

U.S. domestic online cards

2.9% + 30¢

$3.20

Standard published rate

Square cards

Square Free online / payment links

3.3% + 30¢

$3.60

Published U.S. online rate

Competitor pricing checked August 10, 2026. Different rails include different services and eligibility. Stripe also lists a promotional 0.8% Link stablecoin rate through January 1, 2027. Square Bitcoin uses Lightning at 1%, subject to geography, eligibility, and transaction limits. Card plan and custom rates vary. Network fees, conversion costs, and optional card-onramp provider costs are separate. Review the Stripe and Square pricing pages for current terms.

Full fee schedule

Know what you pay.

Processing, bank transfers, verification, and network fees in one place. You only pay for the services you use.

View the fees page

Payment processing

Starting at0.5%

Per payment · no monthly or setup fee

Ulasend charges a processing fee for accepting payments. Bank transfers, verification, and network fees are separate and apply only when you use those services.

For new invoices, merchant credit is limited to the order amount plus any processing fee added at checkout, less the processing fee charged. Ulasend retains settled funds above that total. Existing invoices keep their recorded policy.

Who pays the processing fee?

Merchants can pay the processing fee from their proceeds or pass it to customers as a separate line at checkout.

New accounts automatically start at a 1% platform rate. Existing agreed rates remain in effect, and approved referral markups may apply. Sign in to see your rate and fee settings.

View your account fees

Bank transfers

The account holder using a bank transfer pays the fee for the selected rail. These are standard prices; a waived or custom fee shown in your account applies to that transaction. Every amount below is in U.S. dollars, including fees for international rails.

USD rails

USD bank transfer fees. All amounts are in U.S. dollars.
ServiceFee (USD)
FedNow$1.00per transfer
Next Day ACH$0.50per transfer
Same Day ACH$1.00per transfer
Wire$10.00per transfer

International rails

International bank transfer fees. All amounts are in U.S. dollars.
ServiceFee (USD)
SEPA$1.00per transfer
GBP Faster Payments$0.50per transfer
SGD FAST or PayNow$0.50per transfer
SPEI$1.00per transfer
PIX$0.50per transfer
COP Bank Transfer$0.75per transfer

Rail availability depends on your account. These fees apply when the service is enabled and used; they are not automatically added to crypto invoices.

Identity & business verification

KYC (Know Your Customer) verifies an individual. KYB (Know Your Business) verifies a business. The account holder pays for the verification service required for their account when that paid service is enabled and used.

These are service fees, separate from payment processing. They are not charged on every payment or automatically added to customer invoices.

Compliance verification fees. All amounts are in U.S. dollars.
ServiceFee (USD)
KYC - identity verification$2.00per verification
KYB - business verification$10.00per verification

Network & other fees

Gas fees

At cost

When you send from your wallet, you pay the blockchain network fee directly. Your wallet shows the fee before you approve the transaction. It varies by network and demand and is separate from the Ulasend processing fee.

For services outside incoming payment checkouts, applicable provider gas costs are passed through to the account using the service at cost.

For new payment checkouts, the sender must cover sending costs so the full order payment arrives. Fees taken from the amount sent can leave the order partially paid.

Card purchases & currency conversion

If you buy crypto through a third-party onramp, the provider may charge its own fees. Review the provider's quote before confirming the purchase.

Crypto conversions use the provider's execution rate. Conversion and network costs can reduce the amount delivered, with the final amount recorded after processing. These costs are separate from Ulasend's processing fee.

Crypto payout network allowances

Eligible standard crypto payouts deduct the fixed allowance below from the requested amount. This allowance is an estimate, not a live at-cost gas quote. Review the applicable fee in your payout request. Availability varies by account and destination; SOL applies to existing legacy destinations.

USDC
0.01 USDC
BTC
0.00003 BTC
LTC
0.0002 LTC
SOL
0.00001 SOL
ETH
0.0003 ETH

Per payout, denominated in the asset shown.

USDT payouts on Ethereum

Withdraw from your USDC balance and receive USDT on Ethereum (ERC20). The payment provider converts at its execution rate and deducts conversion and Ethereum network costs from the delivery. The final USDT amount is determined after processing and may differ from the USDC withdrawn. Ulasend adds no payout fee for this route.

This route is available to eligible accounts and does not use the fixed network allowances above.

Payment visibility

Follow the payment from order to confirmation.

Your reference connects the order, the blockchain records the transfer, and signed webhook events keep your application synchronized.

Downloadable payment proof
Signed, retryable webhooks
On-chain transaction records
Full test-mode workflow
invoice.payment_detected
{
  "event": "invoice.payment_detected",
  "external_reference": "order_10482",
  "amount": "98.50 USDC",
  "confirmations": 1,
  "status": "confirming"
}

Building a custom checkout?

Integrate directly with our API, or connect Ulasend to Shopify, WooCommerce, and other commerce platforms. We'll help map the cleanest checkout, wallet, and webhook flow.

Email us Book a call

From the Ulasend blog

Better payments start with clarity.

Understand the costs, timing, and customer experience behind blockchain payments.

Explore the blog